There are lots of car insurance companies provide kinds of tempting offers for us. There will be kinds of discounts offered to us as well. Otherwise, in order to get the cheapest or lowest car insurance, we should pay attention to some details such as our driving record, our annual mileage, our car model, and our driving habit.
The premium cost will be made based on several considerations. Having a bad driving record will imply that you have a high risk to get a car accident on the road. Based on that, the insurer may charge a higher premium. An annual mileage will also affect your premium cost. If you want to purchase the cheapest car insurance, you should make sure that you give a trustful report of your annual mileage. The more expensive a car is, the higher the premium will be. In other words, if you desire to get the cheapest car insurance, you may consider not purchasing a sport car or a luxury car.
Furthermore, your driving habit will also impact your premium cost. If you are a careless driver, your premium will be costly. In short, if we want to purchase the cheapest car insurance, we should have both a good driving record and a good driving habit.